Talk of The Villages Florida - View Single Post - Home insurance increase cost
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Old 10-03-2020, 11:35 AM
KRM0614 KRM0614 is offline
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Quote:
Originally Posted by retiredguy123 View Post
My annual premium with Progressive is only $655. If they doubled my rate, I would shop around. I don't think the local agents or brokers have any idea why some companies raise their rates, and some don't. It's above their pay grade. But, I do know that insurance companies do not reward loyal customers. They practice "price optimization". So, if you are willing to accept a huge premium increase this year, then, you will probably be willing to accept another huge increase next year.
I pay 460 a year my house is a year old paid off I gave block construction - progressive insurance which I bundle with car !
Most people don’t realize your contents - furniture clothes etc you
Can provide them the amount of coverage and know that no one does replacement coverage no matter the company or what they tell you. I have mossy oak 1907 and also have sinkhole and flood.
Stay away from village brokers !

Also Florida is trying to get homeowners to pay up for those who had damage from prior hurricanes to spread the cost !
They’ve done it for decades