home insurance and roofing scams.
We have American Integrity as our insurer. When many of my neighbors started getting their roofs replaced, we received a rate increase of almost 100%. I called the Villages Insurance-my agent-to understand why we got such a rate increase, when we had never made a claim. The agent said it was because of all the roofing claims. Yet she also said that American Integrity was an insurer that was fighting these claims.
She indicated that in order to get the policy's discounts for several items, I would need to have a specialist come to our house and verify that our 20-year old roof had nails every 6 inches, and that our roof was strapped the the side of the house. The inspection cost $100, but resulted in a substantial annual premium reduction.
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