Talk of The Villages Florida - View Single Post - Changes to The Villages Medicare Advantage 1 (HMO) Plan for 2021
View Single Post
 
Old 10-04-2020, 05:53 AM
rustyp rustyp is offline
Sage
Join Date: Jan 2009
Posts: 3,216
Thanks: 5,241
Thanked 2,581 Times in 928 Posts
Default

Quote:
Originally Posted by rustyp View Post
I suggest you contact a UHC agent. Through personnel experience for 2020 I see a couple items you claim that don't agree with what I was told:

1 - last year due to late enrollment you were able to change plans through Jan 30 2020. That was a one time deal I was told thus you found a loophole for dentist that doesn't exist in a normal enrollment year
2 - The plan you get has to be from the area of your primary residence. You can not pick and choose simply because you have two houses.

Again don't take my word on this. Do the proper research. Just repeating what I was told. Also thanks for showing us the new plan. My plan for 2020 had $5900 in network OOP and $10K out of network OOP. Unfortunately I tripped the $5900 this year. I have the Advantage Choice PPO. That plan covered me under the UHC network not the old passport. My entire seasonal state (NY) under "the UHC network" was covered. Not even a phone call was required to tell UHC I was in my seasonal area. Maybe good luck but 100% of several hundred thousand dollars of bills were in all network. I scanned the new HMO plan you showed at $2900 OOP (plus cheaper daily hospital co pay) and don't see why that won't work as good as or even better than my 2020 plan. I be giving my agent a call - thanks.
If you go on UHC website and compare plans be sure to move the digital slider to "on" to compare for out of network coverage.