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Originally Posted by Choro&Swing
It’s easy to arrange this through a service that supplies people like this. My girlfriend’s mom is 85, recently survived COVID-19 (her husband died of it), and she has dementia that necessitates either being somewhere that specializes in it or having help at home. My girlfriend is getting prices at really appalling places of $10,000 a month in New Jersey and Pennsylvania! At present, she and her brother are hiring a woman to be a companion for the mom at home. She doesn’t have to clean, but she may have to help her shower or wipe, and she has to listen to endless questions, the same ones over and over. These women get paid $15 to $20 an hour.
From what I’ve heard, lots of house-cleaners are really hurting these days because they have lost most of their customers. They really need the work. It might be quite possible to hire someone full time for $20 an hour who would go to two houses and do a little cooking and cleaning and personal care help. Don’t forget that you need to pay Social Security and keep records and everything. A steady job is much appreciated. If you are paying directly to the person, that puts a lot more money in her pocket. If your parents happen to be really nice people who don’t treat “the hired girl” like dirt, that helps a lot, too. If your parents see this as an employee who should be sweating all day long, good luck. If a cleaning service can come in with a couple people and get $150 for a total of four hours of work—$35 an hour each—without having to talk to people or cook or help them get dressed, why work for $20 an hour unless the work is pretty light and the conditions nice?
So, eight hours a day, five days a week, at least $25 an hour with Social Security, comes to $200 a day, $1,000 a week, $4,000 a month, $52,000 a year. A great many people would be VERY happy to work for that. I suspect that an assisted living facility for four People would be much more expensive. Three or four times more.
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I don't think assisted living for 4 people (2 rooms) would cost anywhere close to 3 or 4 times as much as buying and maintaining two houses and paying an additional $52,000 per year for additional help. With the houses, you need to buy the house, pay all the costs associated with taxes, insurance, amenities, utilities, maintenance, repairs, lawn work, etc. And, you have to include the cost for meals. An assisted living facility includes all of these expenses, two people can share a room, and the monthy cost is based on the level of care each person needs. I would think that, if these people could live in their own house, they could live in an assisted living facility with a minimum level of care, especially since they will be able to help each other with personal care.