The irony - you live longer and government poaching of the SS funds becomes a problem.

As crusty as this sounds, if the article's forecasts are accurate, most of us won't be around to see the effects of the problem. The workers - who are now 40 and younger, especially those 30 and younger - may see program changes such as moving retirement eligibility age to 70 for early retirement and full eligibility to 75. As the projected life span continues to rise, that may be realistic, and the most logical of all "fixes."

Gee, those folk may live 15-20 years longer than we will - and won't retire anyway. What a problem to have!