[Art cov]

For most it’s perhaps a ok deal. But to be self employed and pay in 15.3 percent 12.4 is as ss and 2.9 as Medicare is high. A person making good money and wise investing all those years would be a fortune ahead to invest that 15.3 percent. To buy land 50 years ago and sell it today would have been great! Possibly millions ahead of the game. I know I could have made a lot of money on that 15.3 percent for 50 years. Some people may have been broke with nothing while others would have been millionaires many times over. Just think most collect a check for 10 years n more while others pass before their first check. How sad is that investment!