Talk of The Villages Florida - View Single Post - Are Soc. Sec. and Medicare important to you?
View Single Post
 
Old 10-08-2020, 07:56 AM
retiredguy123 retiredguy123 is offline
Sage
Join Date: Feb 2016
Posts: 17,503
Thanks: 3,064
Thanked 16,667 Times in 6,594 Posts
Default

Quote:
Originally Posted by mrf6969 View Post
I am not so sure that Social Security has been the best option for saving money for retirement. I earned almost twice what my wife did over the years before retirement.
My social security pays me $2500.00 a month before taxes. Her well managed pension pays her $3500.00.
I guess you could say this is just another example of how government manages verses how much better private enterprise does.
Apples and oranges.

Most private pension benefits are paid as a direct proportion to how much the employee earned and contributed to the pension plan.

Social Security benefits are paid on a scale that pays a higher proportional benefit to lower income workers who paid less into the plan.