Talk of The Villages Florida - View Single Post - Are Soc. Sec. and Medicare important to you?
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Old 10-08-2020, 08:04 AM
Stu from NYC Stu from NYC is offline
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Originally Posted by Choro&Swing View Post
While this was true, the Social Security Administration says that nearly all of that money has been repaid and used. If there is a temporary surplus in the federal government, it is not allowed to just put the money in stocks or something.

There is an easy solution to the “Social Security crisis”. Raise the withholding tax for both employees and employers by 0.2% a year for five years, then keep it there. That extra total of 2% per year from us to our Social Security fund will do the trick. Starting next year, I think, the full retirement benefit age will be 67. It’s 66 at present. That helps a lot, too. If everyone waited until then instead of drawing money at 62, that would help.

In twenty years, most Baby Boomers will be dead, and there will be less demand.
We are all living longer and in addition raise the retirement age slowly to say 70.

Not enough people paying into the system to support the benefits long term.