Your hesitation is that you're afraid a doctor won't accept Medicare + supplemental. Have had Original Medicare + AARP for many years and have never encountered a practice that does not accept it, especially in Florida. Usually, when leaving the appointment, they say "You're good to go." No paperwork, no co-pay, you check in and walk out. Different than an Advantage plan.
There may be exceptions: I have the impression that Mayo Clinic may not accept Medicare plus supplemental as full payment, but I may be wrong about that. Maybe someone will clarify.
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