I have had Medicare for my primary since I turned 65 and had AARP as my supplement. I think it was Plan F when I sighed up back then. I have had some minor surgeries..been to the Urgent care about 5 time for colds, etc. My first trip ever to an ER, do annual maintenance with my doctors, etc.for the past 5 years...and never received any bill for anything nor have I paid any co-pays. I walk in, and on the way out, they say “you are good to go” and off I go. I consider myself to have excellent health, only one medication for high cholesterol, but one never knows when that will change. I want to be prepared. I also travel all over the US with this, and never had an issue. What I didnt like about The VIllages, is that I couldnt go to the dermatologist that I had been going to for 6 years, I would have had to change. IT was the best decision for me. I dont have to have a referral, I can go to any doctor that takes Medicare and there are plenty. My friend has The villages health care, she has to choose and in-network doctor, and also has co-pays for every dr, and she also had to go to physical therapy and she has co-pays for that as well. AARP was the best choice for me and I have no regrets making that selection.
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