[Stu from NYC]

Originally Posted by Kenswing

Just so you don't have to keep asking, a quick Google search found this.
Are Credit Card Points Worth It? | DaveRamsey.com

Thanks, interesting article.

We pay off our charges monthly and think the cash back with our Sams M/C is very worthwhile. 3 percent on travel air restaurants work great for us, other than this year of course.

We do have a travel card that we pay $ 95 yearly that came with about 60,000 air miles but also a free pass to the United club annually.

When we were able to travel it was worth it to us but now will seriously consider dropping it.