Another thing, Kathy, since you didn't buy a Medigap plan when you turned 65, you may have to pay a penalty through slightly higher premiums for your Medigap Plan. That happened to us. We had insurance secondary to Medicare through his employment when we turned 65. It became very expensive and there were big balances to pay due to our living outside the network area. We never knew how much we'd end up owing, so even with the higher premium we had to pay for Medigap we felt it was worth it.
Somewhat of a negative, the premiums for Medigap with AARP were stable the first few years but now I'm dreading the annual letter raising the rates.
Last edited by Carla B; 10-10-2020 at 04:53 PM.
Reason: Corrections
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