I also have an alert on my card... I get a text whenever it's used. I usually pay in cash at restaurants.
You really don't know when your information was stolen. Here's what happened to me - I had a credit card I hadn't used in over a year. I got a bill in the mail I almost threw away without opening because I knew I no longer used that card. The charge was for $2000. I disputed the charge and I never had to pay it. But someone got credit card info that hadn't been used in over a year....
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