Quote:
Originally Posted by Pila0431
I visited a local restaurant for lunch on Wednesday, last week and paid for it with my credit card. The waitress took my card, I assume to the back, and charged my card and returned it with the receipt to sign. There was nothing unusual about the transaction. Over the weekend I checked my charges and found two charges, one for $359.95 and another for $362.95 (both on line). I know it happened at the restaurant because I did not use the card again until Sunday, when it was declined, which prompted me to look at my balance and I saw the charges. We obviously are not saying the name of the restaurant, but we are calling the manager to alert them they have a thief on their wait staff and they should buy portable credit scanners so the staff can bring it to the table to be charged thru the card chip. Even though I know it was done there, because of the transaction date, and the sparse use of my card during that time, my warning would be to check your on-line balance daily. It's a good thing I do not put much money in the debit card account as they tried another charge but it was denied. A warning to the wise is hopefully enough.
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Never use your debit card. No protection. Hassle.
Use CC. Set up alerts when a transaction has been made. Mine is for when anyone has charged more than $1. Thief sometimes charges a small amount and then later hits you with the big one. Like another poster, I get the alert within 15 minutes of the charge. That way I don’t have to go into my account and check because I receive an email.