We too have the Embarq basic local phone for $27/month for all incoming and local outgoing calls.
Our MagicJack has a 352 exchange, though it's not a local number. It works flawlessly most of the time, and it's plugged into a computer with a wireless connection. I just bought a long ethernet cable on ebay (about $6 with free shipping) and expect that it will work even better connected directly to the router. Yesterday the MJ phone rang, much to my surprise; I had phoned our son's cell, and he simply called back without even noticing what number he was calling. For the price, extremely impressive!
I helped friends set up a wireless router when they had Comcast and had nothing but problems--and no cooperation from Comcast. They switched to DSL (which is what we have too) and, once up and running, has been working great.
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