Not so safe that you leave anything unlocked. I always lock up my car, leave nothing valuable in there, lock up my house whether I am in or out, I don't leave my garage door open and I wouldn't ever leave my key in the golf cart when out and about. Golf carts have been stolen a lot. They just roll it into a truck and off they go. There are steering wheel locks you can buy for golf carts. Cars have been broken into and rummaged for loose change, or anything they can find of value in there, and things have been stolen out of open garages, like bicycles, etc. and homes have been burglarized if left open.
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