I am suspecting that you will not get by with a $399 payment for the 10 years. That will likely be with a requirement to pay an additional amount of $100 to 150 per year.
That being said, you can find many threads regarding this subject. I personally believe that I simply pay the $150 as an insurance policy. I have asked in the past , if anyone has had Termite problems in The Villages. Never got a positive answer on that but did get comments regarding people who had problems elsewhere.
For the $399 we got bait stations. Massey checks once per year as to whether termites have encountered them. There was no further treatment after 10 years. 4 years of bait station inspection has shown no activity.
Could probably have installed and inspected myself for far less but then "no insurance policy".
Personally , I believe Massey and others are using us as cash cows.
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