Quote:
Originally Posted by patball
Our Citizens First debit card was hacked a couple of months ago. We had only used it one time since we have had it. Luckily I check our accounts every day and caught it while it was still pending. I never did hear what their investigation uncovered. Not sure if it was an inside job or a hack í ½í¸’
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The way to prevent this is to log in online and set up an alert for every transaction over a specified amount, like 5 dollars or so. Then, you will get an immediate email or text whenever a transaction is made on your credit card. Checking your account every day is not nearly often enough. You could easily miss 10 or 20 fraudulent charges that way. Also, there is basically no difference between a pending charge and a processed charge as far as the bank is concerned.