My appraisor wrote in her appraisal that since we had 2 add ons to our manufactured home that she would suggest that the lender require an expert opinion on the additions, and mold inspections, which cost me an extra 1,000 dollars extra just to get the loan approval. By the way both the structual engineer and the mold inspector did not find any thing negative to report. In my opinion that appraisor is not worth a damn. They are well over paod anyway.
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