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Originally Posted by dstege
Kathy,
Everyone who has given you advice regarding Medicare Supplement plans are all correct. Supplement plans have a monthly premium, and are accepted by all doctors and hospitals that accept Medicare throughout the country. You'll have no copays for doctors and hospitals, etc. (The Villages Health Primary Care do not accept Supps, but The Villages Specialists do). If you run a comparison on Medicare.gov it will give you a list of companies in our area, and the premium costs. You'll find AARP Medicare Supplement is the least expensive now. Because you are leaving your husband's plan, you would have a guarantee issue, so you don't have to worry about any health problems. I am an independent agent, specializing in Medicare plans since 2005, and would be happy to talk to you any time. 352-350-7135 Donna
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When I tried to leave my wife’s FEPBlue plan for a Medigap plan F, I was denied due to underwriting. I have high BP and was prediabetic. This was in TN. I am not currently on any meds and have both issues under control. Would it be worth it to try again?