Talk of The Villages Florida - View Single Post - Big Decision to Make re: Medicare
View Single Post
 
Old 11-01-2020, 10:29 AM
Carla B Carla B is offline
Sage
Join Date: Mar 2008
Posts: 2,807
Thanks: 53
Thanked 725 Times in 389 Posts
Default

Quote:
Originally Posted by jblum315 View Post
I got in trouble about 4 years ago by signing up for a medigap plan. I had to cancel my old Medicare supplement plan F in order to switch to new plan. Then I found that none of my present doctors would accept the new plan. It took me nearly 4 months to get back to the original plan, during that time I had no medical coverage at all. You have to be very careful in switching
Did you mean to say you switched by signing up for an Advantage plan? Because Medigap plans are "supplement" plans (A, C, F, G, etc.) In other words, they pay the 20% difference between the 80% that Medicare pays and what you owe the doctor. I could see where you'd have trouble being reinstated to Plan F (Medigap) from an Advantage plan. That would be scary to have no insurance for four months at this age!