Talk of The Villages Florida - View Single Post - Health Care and govt. system management
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Old 11-03-2020, 09:01 AM
Reeds Reeds is offline
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Quote:
Originally Posted by melpetezrinski View Post
Why do we need to strike up a conversation with a wealthy couple on the islands (LMAO) or speak to people in other countries regarding the quality of a government run/subsidized healthcare? We have it here, it's called the Affordable Care Act and for a majority of citizens, it's a lifesaver (no pun intended). Yes, a majority of families qualify for significant subsidies on health care and STILL receive the quality of care they expect and DESERVE from the great US of A.
Sorry to say, the ACA is NOT affordable! I recently had to go on it after our COBRA ran out. My monthly cost was $754.00 per month with an $8500.00 deductible. This is the cost for ONE person! (Full disclosure... I had a “pre existing condition”. I had a small basal cell cancer on my nose in 2015.)
I truly could not afford to go to the Doctor. It also took over 6 weeks for them to get me into the system, even though I had paid my premiums. It took repeated phone calls and emails from my broker. In the meantime, I couldn’t even get a prescription refilled because as we all know, the first thing we do when going to the pharmacy is show our insurance coverage. Although I had paid, I had no proof and no ID number for them to verify it.
Additionally, I DID have to find a new GP as my coverage was for one hospital system only.
It is shameful that anyone can think this is an affordable option for the middle class.
My husband and I never had to have that conversation at the kitchen table about whether we could pay for a Dr. visit until I was part of the ACA.
Be careful what you wish for!