Quote:
Originally Posted by melpetezrinski
Why do we need to strike up a conversation with a wealthy couple on the islands (LMAO) or speak to people in other countries regarding the quality of a government run/subsidized healthcare? We have it here, it's called the Affordable Care Act and for a majority of citizens, it's a lifesaver (no pun intended). Yes, a majority of families qualify for significant subsidies on health care and STILL receive the quality of care they expect and DESERVE from the great US of A.
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Sorry to say, the ACA is NOT affordable! I recently had to go on it after our COBRA ran out. My monthly cost was $754.00 per month with an $8500.00 deductible. This is the cost for ONE person! (Full disclosure... I had a “pre existing condition”. I had a small basal cell cancer on my nose in 2015.)
I truly could not afford to go to the Doctor. It also took over 6 weeks for them to get me into the system, even though I had paid my premiums. It took repeated phone calls and emails from my broker. In the meantime, I couldn’t even get a prescription refilled because as we all know, the first thing we do when going to the pharmacy is show our insurance coverage. Although I had paid, I had no proof and no ID number for them to verify it.
Additionally, I DID have to find a new GP as my coverage was for one hospital system only.
It is shameful that anyone can think this is an affordable option for the middle class.
My husband and I never had to have that conversation at the kitchen table about whether we could pay for a Dr. visit until I was part of the ACA.
Be careful what you wish for!