I hate debt and I really hate paying any kind of interest/finance charges. I have no mortgage and pay off the credit card every month in full. It's peace of mind for me. First new home in TV in 2003, paid off the bond, thought that would be our last move. "Bond Paid" was supposedly a good selling point. We eventually upgraded to a designer home (new) with a much larger bond. Paid that off too. We are now in our third home (who would have thought? Long story) This was a resale with a huge bond balance. In neither case did Bond Paid help with the selling price of the 2 previous homes. So we have paid 2 entire bonds and are now stuck with a THIRD bond. Not falling for it again. I feel I have paid more than my share to the infrastructure.
What really sticks in my craw is it is all added to the Non Ad Valorem side of the annual tax bill. I have the 100% disabled veteran exemption on the Ad Valorem side and pay $0. Yet my tax bill here is way higher than my entire tax bill (both Ad valorem and Non) was in South Florida. That just sucks. I like my house (inflated prices and all) but living in TV is expensive for what you get. IF the time comes where I'm alone, I will be downsizing to somewhere else. I am no longer enamored with TV like I was the first 10 years here, just realistic.
__________________
Medicated Vet ... For your protection.
"The Villages: A cross between Stepford and The Dome."
|