Quote:
Originally Posted by CoachKandSportsguy
I don't understand the fear of carrying cash, 200-300 . . . or so, my wife and I routinely do so. If your fear is getting robbed, you have not noticed that theft is now electronic with credit and debit cards? So what i don't get is to have to check your credit card statement everyday, saving and comparing receipts, that's the last thing i want to spend time doing. So I pay in cash most times at restaurants, saves time, and no one knows how much is in my wallet anyways.
One time i was so excited about the day, getting out of military, that i used a $50 for a $5 tip. . . but that's ok, its was a great day!
not an accountant guy
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If i got robbed I'd just hand over my credit cards.
I keep $20 in my pocket for emergencies. Not a matter of "being afraid" just don't see the necessity when I can get 2% on every purchase I make from a fee free CC. That plus my shorts have shallow pockets and I find it easy to lose things when taking out something. A CC takes 2 seconds to go into the respective app and click on "freeze card" and if the robbers want to charge away it's not my problem. One time I lost my card and Citi bank Fedex'd a new one to me at no charge so minor inconvenience. I never carry a debit card because that will put a loss on my bank account for a much longer time then a CC on my credit line. Cash is like a fax machine or a cassette, so 1990's.
I don't find any of the credit card inconveniences you listed as valid for myself. Of course others will have their own opinion on that.
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