Quote:
Originally Posted by biker1
Regardless of whether you choose a Supplemental Plan to Medicare (aka Medigap) or choose to signup for a Medicare Advantage Plan (which relieves Medicare of any responsibility for your healthcare costs), you will still pay the $144.80 to Medicare. Typically you will see the following:
Option #1: Medicare plus Supplemental - $144.80 + cost of Supplemental Plan (typically around $150-$200), per month
Option #2: Medicare Advantage Plan - $144.80 + $0 or a small premium, per month
There are, of course, differences between Option #1 and Option #2 with regards to the network, co-pays, out-of-pocket maximums, etc. There are several different Supplemental Plans and numerous Medicare Advantage Plans.
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With Option 1, you would need to add the cost for a prescription drug plan, which is Part D. Option 2 would usually include prescription drugs.
Also, the $144.80 cost is not for everyone. It is based on income and many people pay a lot more than that.