[Quixote]

Originally Posted by Quixote

We have both unfortunately have had the need for extensive medical care. With original Medicare and United HealthCare (not to be confused with a United HealthCare Advantage plan), ALL our medical costs are covered IN FULL—no deductibles, no co-pays, no out-of-pocket costs. ZERO.

However, we are paying premiums for this coverage. In addition, we pay for Medicare Part D Prescription Drug coverage, as it’s a great program—for the insurance and pharmaceutical drug industries—not especially for many (most?j seniors. For those with high prescription drug costs, check out the GoodRx app and pharmacy checker . com.

We’ve heard too many horror stories of seniors who in good health switched to an Advantage plan because it APPEARED to be a,good deal. However, once the inevitable health problems showed up, they discovered (1) how much was NOT covered, and (2) the virtual impossibility of switching back.

All we can suggest is to exercise due diligence. As pointed out by another poster, you get what you pay for....

I have no idea why my post is repeating as a quote. I must have done something wrong, sorry.