Quote:
Originally Posted by rustyp
I watched. Very biased toward supplement plans. Look at footage around 16 minute mark. He is explaining most advantage plans pay 80% of chemotherapy. He explains how expensive this could get. AND then in almost a whisper he says up to OOP (out of pocket) cost which for most advantage plans is somewhere between $3000 - $7000 per year.
Also so much talk about Doctors not in network. We have United Healthcare PPO (The Villages Healthcare plan). They have a published list by state what docs and facilities take the plan. Unfortunately we used the plan heavily this year and mostly out of Florida. We have bills from over 50 docs and facilities. 100% was in network even the ambulance. The plan has a $5900 OOP stop and that is what we paid and our share indeed did stop.
I like another poster here suggest you go to SHINE (an independent organization) for help selecting a type of plan that fits you and even more important a non biased education on the facts.
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I worked with a shine rep in the villages. They run the numbers and explain the details but try to
avoid offering too much advice. If you can afford the supplement plans, it's the
way to go IMHO. It's unfortunate they locked up all the Villages health care clinic's primary care doctors.
I don't understand that but there must be a reason. Any guesses? I did see the post about attracting
doctors.
__________________
Terry
Always be humble and kind.