Answer to point #2.
[QUOTE=rustyp;1863274]Looks like three points here
2 - I do disagree with your statement if you can afford supplemental plan it's the way to go. Maybe perfect plan for you but everybody's circumstance is different. From what drugs one takes to are you a snowbird to who and where you want your primary, etc.
The many part B supplemental plans give you the most freedom to choose which doctors and the part D plans which drug plans based on your needs. The advantage plans limit your choices and make being a snowbird more difficult. After your first year on Medicare, you get
pretty locked into using the advantage plans. The "medical underwriting" aspect of moving from an advantage plan back to original Medicare with supplemental plan scares me.
__________________
Terry 
Always be humble and kind.
|