I know nothing about FL Blue and have been with UHC for close to three years after we moved here. The attractive thing about UHC is that while we are relegated to seeing physicians in the network, we have found them to be excellent. No copay for PCP appointments, $40 credit each quarter for OTC medications/supplies, and the previously mentioned "passport" program, which entitles you to see any physician should you need care while out of state.
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