[QUOTE=heims01;1863287]
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Originally Posted by rustyp
.... The many part B supplemental plans give you the most freedom to choose which doctors and the part D plans which drug plans based on your needs. The advantage plans limit your choices and make being a snowbird more difficult. After your first year on Medicare, you get
pretty locked into using the advantage plans. The "medical underwriting" aspect of moving from an advantage plan back to original Medicare with supplemental plan scares me.
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I agree completely. I’ve heard hair-raising stories of people desperately trying—at times unsuccessfully—to return to original Medicare when they inevitably developed some medical issue if they lived long enough.
Quote:
Originally Posted by Mrprez
That should only be an issue if you were in poor health. As long as you don’t have any serious health problems leaving MA for Medigap shouldn’t be an issue.
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And the reverse—to go from Medicare Advantage back to original Medicare?! Okay, who’s willing to gamble on their health—and possibly their lives?...