Jump on The Villages Gov. site and see how much our bonds really cost us over time. Not to mention the interest charged they also tack on an admin fee every year. I looked at some bonds in district 13 that were $40k but by the time you have paid them off the true cost on your bond in that district came to $157K. If your planning to stay in your home then pay it off and even if you don't stay you will sell the home quicker when it has "NO BOND"
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