[Challenger]

Most of the info offered on this issue is either, dead wrong, self serving(realtors) , misguided or otherwise questionable . The biggest issues in the decision are: what is the interest rate on the bond that you are inheriting, whether you have excess cash, or low performing assets, where might you find an absolute guilt edged investment that will guarantee complete safety at a rate equal to or higher that the bond interest rate. If you don't understand the computations in order to make the right decision for your situation find someone that you trust who does . Easy to make an expensive mistake in this situation.