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Originally Posted by OhioBuckeye
If I’m reading this right I do my banking with Chase & they do keep a record for me online with every charge I make & where ( what city) I made the charge. I’ve made charges in TV & 1 hr. later or earlier if a charge is made they will notify me that someone made a charge somewhere where I couldn’t be in an hr. I thought all banks did this.
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Most banks will show your charges immediately on their online system, but each bank has their own method to determine if a charge may be fraudulent. However, with most banks, you can log on to your account and set up an "alert" which will automatically send you a message (text or email) whenever you make a charge for more than a set amount. I set my limit at 5 dollars and use email. So, if I spend 12 dollars at Publix, I will get an email message from the bank within a few seconds after I leave Publix. I have the same alerts set up for all of my financial accounts, not just credit cards.