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Originally Posted by Fuzzyjourneyfan
We just bought a house in The Villages and will be closing in January. We also own a home in Nevada. I will be living in The Villages for approximately 7 months per year until my wife retires. She will be living in our Nevada home for 9 months per year because of her job. We would like to homestead the Florida home because the taxes are more expensive there. From what I have heard, you can only homestead one home--that's fine. My question is what to do with our two cars. Should we register and insure one car in Florida and one in Nevada or can we register both in Florida even though she will be spending 9 months per year in Nevada? Florida car insurance is much cheaper, so we would like to register both cars there. We will appreciate any information that you have to share. Thanks.
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One issue that I had was that both spouses that are listed on the property deed need to have FL drivers licenses. If only 1 does, they give you a partial homestead exemption. We were able to get around this when I told the clerk that my spouse needs to keep DL in our home state. She said, "truck driver"? Sure. It worked and we were able to get the full homestead. Mind you, we both live here full time and don't have a home elsewhere so I'm not cheating the system.