Quote:
Originally Posted by pelican1
Troy8432, I am in a similar position, under 65 and coming from Colorado where I had TRICARE Prime and was seen at the USAFA clinic for most everything. I understand that TRICARE Prime remains an option, but seems that funding a PCM is difficult. I'd appreciate you sharing the way you went. Curious form others as well who could guide a decision on TRICARE Prime vs Select and PCM recommendations. Thanks.
|
Due to the lack of Tricare Prime providers in the area, we went ahead and switched to Select. Due to COVID, we haven’t been to a clinic yet, but have researched the availability of medical offices that take Select and there appear to be plenty. The co-pays are about $10 higher, but I figure it is a wash because I seemed to always be paying my PCM in Virginia $20 for a simple referral.
Our greatest concern is if something big or bad happens, we would try to get into Macdill, because there is a cap on major or long term items with Select.
You should know that effective January 1, Tricare Select is no longer free. I think the monthly premium is $25 for a single, $50 for a family. You should verify those numbers, I could be wrong.
I do know that someone, somewhere, broke the promise of free medical for life that I was told by a recruiter back in 1984.
Good luck.