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Originally Posted by Fuzzyjourneyfan
We put an offer on a house in The Villages. My real estate agent suggested using Citizen's First Bank for the mortgage. I've looked online--the rates look pretty similar. Have any of you used this bank for a mortgage? Do you think it's a good choice or should I keep looking? Also, we are going to need a good home inspection company. Suggestions? We currently live far away from Florida, so we appreciate any help that you have to offer.
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I hope this helps; If I were a senior and wanted to retire w/o a mortgage payment, I would at least consider an H4P. This gov't backed program allows you to buy a bigger, better home and never make a mortgage payment. I work for Mutual of Omaha and live in the Villages, and it is one of the least used, best mortgage programs out there. Realtors don't really get it. You tell me how much you want to put down, let's say $200,000, and we match it, then some, and now you're buying a home for $400,000 plus and never have to make a payment. Again, a seldom used, guaranteed program only for seniors at least 62 years old.