When we first purchased a home here, we used our credit union from our home town. At that time, their interest rate was about 1.5% lower so our savings were considerable. The credit climate is much different now. (My home credit union reports an average rate of 2.875% - could be higher or lower depending on your financials. Insight Credit Union which has an office in this area has rates as low as 2.5%.) In any case, our closing was smooth as ever. If you don't belong to a credit union, explore credit unions in your home area, down here, or use Toymeister's suggestion. I would also consider on of the other many banks down here but check their consumer ratings.
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