Quote:
Originally Posted by villagetinker
I had an interesting thought, the "flood plain maps" are probably a few (several) years old, depending on what the developer di with landscaping the current elevation may actually be a few feet higher and could make all the difference. The OP might be able to get a surveyor to determine the exact CURRENT elevation of the land and then compare that to what is reported in the flood plain maps, he may be able to make a case that the maps are out of date.
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As I understand it, the flood plain maps used to calculate the flood insurance rates are prepared and updated by the Federal Government, FEMA. These maps are always "out of date" because everything changes. But, I don't think you will have any success in getting FEMA to update the maps to change your insurance rate.