When I was a Town Supervisor in Upstate NY, we learned that FEMA was updating the entire country flood mapping. This was in response to the increased level of flooding seen across the country. Therefore, they were expanding the areas of the 100 year flood plains (actually 1% chance of flooding). Given that this data was gather several years ago, I doubt that the work the developer has done in the past few years to increase the elevation of a particular house will impact the government rating. On another note, I agree that TV does a great job of water management during the big storms. However, if we have a storm that overwhelms the water management system and the flooding enters your home, the damage will be extensive. You will be glad to have the insurance at that point.
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