Quote:
Originally Posted by Stu from NYC
Interesting.
In our case we could easily make the payments but the idea of being debt free appeals to both of us.
We were able to take advantage of what was called the marriage loophole.
I took SS at 65 and a year later my wife turned 65. She filed and than stopped it.
As a result she could on her own get half of my SS and delay taking hers until age 70 when she got 40% more based on her earning.
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Did exactly the same thing. Now my wife gets considerably more SS than me, which is great because statistically I will be gone first and she will be better protected.