Talk of The Villages Florida - View Single Post - Mortgage in Retirement Years?
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Old 12-26-2020, 10:49 AM
Stu from NYC Stu from NYC is offline
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Quote:
Originally Posted by lrvalley View Post
Why did your wife have to start at 65 and then stop? She is entitled to 50% of your SS regardless, so she could just wait until 70 and file.

Trying to understand what I'm missing here.
If she did not file she would not get anything from SS.

By filing and than stopping she gets 50% of her husband's SS until she goes ahead and completes application. By waiting till 70 she maxes out her SS.