[bevlaur]

I feel that putting every form of ID, payments, account numbers, family information, etc. etc. on your cell phone is really not a good idea. With all the hackers and IT individuals who try to take advantage of us all, not just old people but the public in general it is so dangerous to have it all on your phone. Just per chance, can you imagine if you happen to lose your phone and one of those nasty, very technically intelligent hacker persons gets ALL your info?
I find that there are lots of times rather than carry all the cards, especially simple things like grocery store discounts, pharmacies, etc. just use your cell/home phone number.