Talk of The Villages Florida - View Single Post - Insurance Denied Due to Sinkholes
View Single Post
 
Old 01-04-2021, 06:26 PM
retiredguy123 retiredguy123 is offline
Sage
Join Date: Feb 2016
Posts: 17,592
Thanks: 3,085
Thanked 16,753 Times in 6,633 Posts
Default

Quote:
Originally Posted by Cheryl Barrios View Post
I am in the process of buying a home and have to provide insurance. I was just denied insurance by Progressive because of a sinkhole 0.2 miles from the home. I am totally unaware of any sinkholes in the Village of Sunset Pointe. I have contacted the realtor but it's too late to contact anyone else. Does anyone know of a sinkhole(s) or know about denial of insurance due to them? Now I'm lost on what to do.
I am assuming that you are getting a mortgage and the mortgage company is requiring the insurance to get the loan? Otherwise, you wouldn't need insurance to buy the house. I would call The Villages Insurance who can probably get you insurance with another company. Or, the real estate agent may be able to recommend an insurance company. You may not be able to get "sinkhole" coverage, but all Florida policies must include "catastrophic ground collapse" coverage. After you buy the house, you may be able to shop around and get sinkhole coverage from another company.