Find another insurance company. Their underwriters have decided to limit risk. You won’t win the argument. When we moved here our longtime auto and homeowners insurance company, USAA, wasn’t writing any homeowners insurance in Florida, none!
After several years USAA returned to writing homeowners policies, but only very selectively in very few, well-defined areas. They still avoid any areas with sinkhole risk or coastal areas which could suffer hurricane hits and will only write a certain number of policies.
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Politicians are like diapers--they should be changed frequently, and for the same reason.
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