We love the beach as well but hate the devastation caused by the salt water. As others have said, it breaks down to personal choice and what you will enjoy doing in retirement. For the beach, I really like the Naples area and beaches. Lots of golf, water activities, restaurants, shopping, and entertainment. For The Villages, I chose it for the beauty, people, golf, activities, restaurants, and like-minded individuals. I think you would find more of a "neighborhood" feel in TV.
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