Wow, can't believe no one mentioned love bugs, yet.
Of course, they don't bite or sting, so they are not TOO annoying. But they sure do a number on your car!
We have a cage because we have a pool. My wife would never go outside if we didn't have it. If there is a mosquito, no seeum, spider or wasp within 100 yards, it'll find her! In the evenings there is a chance of some biting, but it is nothing like on the coast. A minor annoyance.
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