Talk of The Villages Florida - View Single Post - Do I get my bond value back if I pay if off early?
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Old 01-13-2021, 07:52 AM
Bill14564 Bill14564 is online now
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I don't recall any difference in asking price for houses with the bond paid off. Zillow and other estimates are based on the value of the home and don't consider the bond or any other liens. Sellers and buyers both use those estimates. It is unlikely that a seller would price their home at less than the estimate due to the bond and it is unlikely that a buyer would pay more than the estimate for a home with no bond.

You only "recover" the bond if you can convince a buyer to pay more for your home than the same home down the street. It is going to be going to be difficult to convince them to pay $20K more today in order to save $1,500 in bond payment three years from now when they can get the same house for $20K less down the street.
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