Oh, I see the confusion. . . people aren't looking at math, they are interpreting the question with a fallacious scenario. people are confusing adding the bond to the selling price, which is not the calculation of getting your bond payment back, nor should it be, that's a stupid concept.
If the price appreciation of the house is greater than the cash paid out on the bond, you get your bond payment back. Nowhere was the point of a stupid realtor saying to add the bond to the price of the house. The house is always priced at market at sale time, I just used zillow as a proxy, as an example which is showing that enough price appreciation will get your bond payment back, which for me was about 2 years at present, so not interested in paying bond payments. . . . My house has enough appreciation in a little over two years to get the bond cash back at time of sale.
and if the price appreciation continues at even slightly less, after 5 years, the cash used to pay off the bond is returned plus. . . so yes, one will get the bond paid off early cash back, for most everyone between 3 and 5 years. . .
sportsguy
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