Quote:
Originally Posted by JohnN
all in all, pretty darned close. I could question a couple items up or down a tad, but it's not a bad estimate. I consider my circumstances as middle-of-the-road.
Depending on what you spend on the home, taxes could go far higher, insurance too.
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We have Sumter Co. designer/hibiscus, 3 BR, inside laundry, etc.. Taxes run $2600 but year round residents so homestead. Have never found insurance for $100 except first year or two after building, from then on, up to present which is $195 mo. for American Integrity (not a highly rated company actually, but best we could find), electric in Sumter is a co-op so (according to friends) our bills are much lower than theirs in Marion Co. Runs about $78-$82 in the AC months, in the "winters" when heat is necessary at night, average bill is $60-$65. Have Comcast basic plus, no "extras" like HBO, Disney, etc., do have DVR, and have two outlets (use Roku in other rooms), and internet. Also have 2 cell phones with Comcast on the initial offer plan so never pay more than $11(often nothing extra) a month for the two phones, not each. Bill for all is $152 a month IF we don't cancel, change plans, etc. We inquired and internet alone is over $60 if you do not take any TV, phone, etc. services so with the cell phone unlimited talk and text for 2 phones, and staying within the free data most months, we have kept the present plan we've had for years now. Amenities are less $160, and only two people so water is quite a bit lower than the figure given by the poster, but waste water used on lawn, drinking water, sewer, garbage, are all on one monthly bill that runs $181 a month most months. It's really difficult to get averages as we've found which of the three counties you live in makes quite a difference, as does homestead exemption for full time Florida residents.