Talk of The Villages Florida - View Single Post - Do I get my bond value back if I pay if off early?
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Old 01-17-2021, 07:10 AM
Catalina36 Catalina36 is offline
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I recently purchased here in TV. The home I purchased did not have a Bond balance. I personally did not want to purchase a home in TV with a Bond balance. If the home sells for $235,000 with a Bond balance of $10,000 you are paying $245,000 for the house.
Some people may look at it in a way, using the above numbers it depends on how long you stay in the house. If you purchase the house for $235,000 and live there for 5 years and when you sell and the Bond balance is $5000 then you really only paid $240,000 for the house and the balance of the Bond is given to the new owners. The BEST deal is to purchase a resale with no Bond Balance.
Yes, I believe your house has more value and worth more money if your Bond is paid off.